It’s Not Just Quarterly Updates – Self Assessment Is Being Replaced

Many landlords think Making Tax Digital (MTD) for Income Tax (starting April 2026) simply means sending four extra forms a year.

That’s only part of the story.

The real change is much bigger: for landlords and sole traders who fall into MTD, the traditional Self Assessment tax return disappears completely.

Instead, everything moves to a single, digital process inside HMRC-approved software:

• Four quarterly updates throughout the year (simple income & expense summaries)

• One End of Year Declaration (also called the Final Declaration) after the tax year closes

That End of Year Declaration is your new tax return. It replaces the old SA100 form you used to file by 31 January.

If you're a UK landlord, you've likely heard about Making Tax Digital (MTD) for Income Tax – and with the 6 April 2026 start date now just weeks away, the changes feel very real.

From 6 April 2026, landlords (and sole traders) with combined gross qualifying income over £50,000 in the 2024/25 tax year must keep digital records year-round and submit quarterly updates to HMRC – moving away from the traditional once-a-year Self Assessment scramble.

The good news? It doesn't have to be overwhelming or expensive.

UK Landlord Tax Hub is your straightforward, fully automated solution built specifically for landlords like you. We make MTD compliance simple and affordable:

• Easy digital record-keeping – connect your bank, snap receipts, and let automation handle categorisation.

• Cost-effective – low pricing that saves you money compared to traditional accountants for routine MTD tasks.

• Peace of mind – designed for buy-to-let and portfolio landlords, so you focus on your properties, not paperwork.

With less than two months until the first wave hits, now's the time to get prepared.